The One Source Federal Credit Union is a auto loan from One Source Federal Credit Union. The ongoing APR is New and Used Autos All loans quoted at 80% Loan to Value Up to 48 Months | 4.59% - 17.99% 49 - 72 Months | 5.09% - 17.99% 73 - 78 Months | 5.29% - 17.99% (Minimum financed amount = $20,000) 79 - 84 Months | 5.49% - 17.99% (Minimum financed amount = $30,000). Loan terms: Up to 48 Months 49 - 72 Months 73 - 78 Months 79 - 84 Months.