The Ohio Valley Community Federal Credit Union is a personal credit card from Ohio Valley Community Federal Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is Signature Real Rewards: 17.99% to 28.24% based on your creditworthiness when you open your account. Platinum Real Rewards: 17.99% to 28.24% based on your creditworthiness when you open your account. after a Purchases: 0% introductory APR for the first 6 billing cycles. Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening. introductory rate. Signup bonus: Get 2,500 bonus points (worth up to $25) After your first purchase. Rewards: 1.5X points Per $1 spent on all eligible purchases.