The Ohio Valley Community Federal Credit Union is a business credit card from Ohio Valley Community Federal Credit Union. Application typically pulls a credit report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a Purchases: 0% introductory APR for the first 12 billing cycles. Balance Transfers: 0% introductory APR for the first 12 billing cycles for balances transferred within 366 days from account opening. introductory rate. Signup bonus: $500 cash back When you spend $5,000 within the first 150 days. Rewards: 3% cash back On eligible purchases at gas and EV charging stations (transactions of $200 or less),** cell phone service providers, office supply stores and dining, including takeout and food delivery service purchases; 1% cash back Per $1 spent on all other eligible purchases; 5% cash back On prepaid hotels and car rentals booked directly in the Travel Center when you use your card; **Excludes discount stores/supercenters and wholesale clubs.