The Ohio Valley Community Federal Credit Union is a business credit card from Ohio Valley Community Federal Credit Union. Application typically pulls a credit report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a Purchases: Business Real Rewards: 0% introductory APR for the first 6 billing cycles. Balance Transfers: Business Real Rewards: 0% introductory APR for the first 6 billing cycles for balances transferred within 186 days from account opening. introductory rate. Signup bonus: 2,500 bonus points (worth up to $25) After your first purchase. Rewards: 1.5X points Per $1 spent on all other eligible purchases; 5.5X points On prepaid hotels and car rentals booked directly in the Travel Center when you use your card.