The Nuvision Federal Credit Union is a personal credit card from Nuvision Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 14.24% to 17.99% Variable APR (EFFECTIVE DATE: 10/01/2026) after a Visa® Platinum REWARDS: 0.00% for up to 12 months (Introductory APR* for Purchases and Balance Transfers Made Within the First 90 Days) introductory rate for 12 months. Signup bonus: Earn 10,000 bonus points when you spend $1,000 on qualifying purchases made within the first 90 days. Rewards: Earn one point for every qualifying dollar spent on eligible purchases and redeem your points for gifts, travel, or 1% cash back.. Loan terms: Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month..