The Nuvision Federal Credit Union is a personal credit card from Nuvision Federal Credit Union. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 13.74% to 17.99% Variable APR (EFFECTIVE DATE: 10/01/2026) after a Visa® Platinum: 0.00% for up to 12 months (Introductory APR* for Balance Transfers Made Within the First 90 Days) introductory rate for 12 months. Loan terms: Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date of each month..