Predevelopment Loan — OCFC is a business loan from OCFC. The ongoing APR is Greater of Prime Rate minus 0.50% or 4.00% | Variable. Typical credit limit: $1,000,000. Loan terms: Term: Up to 24 months | Payment: Loan interest paid quarterly; Principal and accrued interest paid (i) at closing of construction loan or equity or (ii) at loan maturity.
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