Construction Loan — OCFC is a business loan from OCFC. The ongoing APR is Greater of Prime Rate minus 0.50% or 4.00% | Variable. Typical credit limit: $5,000,000; 80% LTV; or, 80% LTC | All LTVs supported by appraisal. Loan terms: Term: Up to 24 months | Payment: Loan interest paid at least quarterly; Principal and accrued interest paid (i) at permanent loan conversion or (ii) at loan maturity.
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