The NeighborWorks Capital is a business loan from NeighborWorks Capital. Typical credit limit: $1 million to $7.5 million, with smaller loan requests considered on a case-by-case basis. Loan terms: Minimum term of 15 years, with 18- and 20-year terms available; Typically 30 or 35 years, with a 40-year amortization available on a case-by-case basis; Monthly P&I payments based on amortization.