The NeighborWorks Capital is a business loan from NeighborWorks Capital. The ongoing APR is 6.50% for shorter-term loans, up to 6.85% for longer terms. Rates are indicative and subject to change based on market conditions. (sheet dated 07-2026). Typical credit limit: Up to $7.5 million. Loan terms: Up to 10 years; Typical amortization is 15 or 30 years; an optional interest-only period can be considered on a case-by-case basis; Monthly P&I payments based on amortization.