The New Horizon Federal Credit Union is a mortgage from New Horizon Federal Credit Union. The ongoing APR is 240-121 Months As low as 5.25% APR*; 120-61 Months As low as 5.25% APR*; 60-12 Months As low as 5.25% APR* (Rates effective June 23, 2026). Loan terms: Flexible Terms of up to 20 years.