The New Horizon Federal Credit Union is a personal loan from New Horizon Federal Credit Union. The ongoing APR is 84-73 Months As low as 15.00% APR*; 72-61 Months As low as 14.00% APR*; 60-49 Months As low as 13.00% APR*; 48-37 Months As low as 12.00% APR*; 36-12 Months As low as 11.00% APR* (Rates effective June 23, 2026). Loan terms: 84-73 Months; 72-61 Months; 60-49 Months; 48-37 Months; 36-12 Months.