The Members Exchange Credit Union is a personal loan from Members Exchange Credit Union. Application typically pulls a hard report from TransUnion. The ongoing APR is 10.49 - 16.49% (Unsecured Personal Loan, close-ended); rates effective 1/1/2026. Typical credit limit: Loans from $2,500 to $25,000. Loan terms: Terms from 1 to 4 years.