The Members Exchange Credit Union is a auto loan from Members Exchange Credit Union. Application typically pulls a hard report from TransUnion. The ongoing APR is Recreational Vehicle: 4.49%-13.99% (01-24 months), 5.49%-14.99% (25-36), 6.49%-15.99% (37-48), 7.49%-11.99% (49-60), 8.49%-12.99% (61-96), 9.49%-13.99% (97-144). Rates as of 02.17.26. Loan terms: Terms by range: 01-24, 25-36, 37-48, 49-60, 61-96 and 97-144 months.