The Members Credit Union is a auto loan from Members Credit Union. The ongoing APR is As low as: New Auto 4.24% (up to 24 months), 4.99% (up to 36, 48 or 60 months), 6.24% (up to 72 months), 7.24% (up to 84 months); Used Auto 4.99% (up to 36, 48 or 60 months). Loan terms: New Auto up to 24 to 84 months; Used Auto up to 36 to 60 months.