The Members Credit Union is a personal loan from Members Credit Union. The ongoing APR is Personal Loan: 9.99% APR (up to 36 months); 12.99% APR (up to 60 months). Typical credit limit: Borrow up to $10,000; no minimum loan amount. Loan terms: Up to 36 months; up to 60 months (Personal Loan / Overdraft row).