Compass Rewards — Leaders Credit Union is a personal credit card from Leaders Credit Union. The annual fee is No Annual Fee. The ongoing APR is variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 8.90%-19.40% (as of 10/07/2026) after a 0% introductory APR introductory rate. Rewards: Earn 1.25 points for every $1 you spend on your card.