The Kinecta Federal Credit Union is a mortgage from Kinecta Federal Credit Union. The ongoing APR is 7.250% / 7.338% APR; discount points 0.000; rates and fees are subject to change without notice (listed as "Today's home lending rates"). Typical credit limit: High Balance $832,751 to $1,249,125; Jumbo above $832,751. Loan terms: 30 Yr. Fixed.