Personal Line of Credit — JetStream Federal Credit Union is a personal line of credit from JetStream Federal Credit Union. The ongoing APR is 10.99% APR (fixed rate; rates subject to change and based on term and individual's creditworthiness). Typical credit limit: Up to $20K (total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00). Loan terms: Credit limit available for 60 months; you only pay interest on what you use.