The Home HeadQuarters, Inc. is a personal loan from Home HeadQuarters, Inc.. The ongoing APR is Loan portion at a 1% interest rate. Typical credit limit: Up to $25,000 for exterior upgrades and repairs (70% loan / 30% grant). Loan terms: Loan term of up to seven (7) years; the grant portion is a deferred loan forgiven when the loan portion is fully repaid.