The Hopewell Federal Credit Union is a home equity line of credit from Hopewell Federal Credit Union. The annual fee is No annual fee applies.. The ongoing APR is The HELOC rate is based on prime rate for 80% and prime + 1.50% for 80.01%-90% LTV and subject to change.. Typical credit limit: The minimum loan amount is $5000. Lets you borrow up to 90% of the appraised value of your home..