The Holy Rosary Credit Union is a home equity line of credit from Holy Rosary Credit Union. The ongoing APR is Rates as low as 6.00% APR as of 3/1/26; variable, based on the Prime Rate published in The Wall Street Journal Money Rates Table plus a margin; adjusts annually in July, to a minimum of 4%, and a maximum of 18% APR. Typical credit limit: Line amounts range from $5,000 to $250,000 based on LTV. Loan terms: 10-year draw period with a maximum of a 15-year repayment period.