The Greenwood Archer Capital is a business loan from Greenwood Archer Capital. Approval typically requires a credit score of GAC does not based its lending decisions on a credit score; credit is reviewed on a case-by-case basis or higher. Typical credit limit: $10,000 to $500,000. Loan terms: Terms of up to 60 months; except for commercial real estate loans, most GAC loans are fully amortizing.