The Gulf Coast Community Federal Credit Union is a home equity loan from Gulf Coast Community Federal Credit Union. The ongoing APR is 5.125 - 13.00% APR (as of 11/20/2025) for amortizations up to 30 years based on prior credit performance, ability to repay, position of lien and balloon payment options selected. Typical credit limit: Minimum Home Equity Loan amount $10,000, maximum of the current Fannie Mae limit.. Loan terms: Amortizations up to 30 years.