The Grameen America is a business loan from Grameen America. Approval typically requires a credit score of No credit score, collateral, or business income is required to receive a microloan from Grameen America. or higher. Typical credit limit: First-time loan between $500 and $2,500; good-standing members are eligible to receive larger loans every six months. Loan terms: Weekly installments; all loans are on a six-month term.