The GTE Financial is a personal loan from GTE Financial. Application typically pulls a hard report from Equifax. The ongoing APR is 28.00% APR, fixed for the duration of the loan (APR accurate as of 4/22/2026). Approval typically requires a credit score of No minimum credit score required. or higher. Typical credit limit: Minimum loan amount is $500, and the maximum loan amount is $2,000. Loan terms: Up to 12 months.