The GTE Financial is a personal credit card from GTE Financial. Application typically pulls a hard report from Equifax. The annual fee is $0 Annual Fee. Signup bonus: Earn 10,000 points by spending $3,000 in the first 3 months. Rewards: 3x points on gas, travel and restaurants; 2x points on groceries and home improvement stores; 1x points on all other purchases. Typical credit limit: Credit limits up to $50,000.