The GTE Financial is a personal credit card from GTE Financial. Application typically pulls a hard report from Equifax. The annual fee is $0 annual fee. The ongoing APR is Standard APR between 14.24% and 17.99% APR, based on your credit worthiness and will vary with the market based on the Prime Rate after a 3.99% APR Purchase and Balance Transfer introductory offer introductory rate. Rewards: Earn 1x points per dollar spent (redeem for gift cards, travel, merchandise or cash back). Typical credit limit: Maximum credit limits up to $50,000.