The Grow Financial Federal Credit Union is a personal credit card from Grow Financial Federal Credit Union. Application typically pulls a hard report from Equifax. The annual fee is $0. The ongoing APR is APR as low as 17.49% to 17.99% for purchases and balance transfers (rates effective as of 10/15/2026) after a Intro Offer: None introductory rate. Rewards: 1 point per $1 spent; redeem by deposit to Grow Savings account.