The Great Southern Bank is a home equity line of credit from Great Southern Bank. The annual fee is No annual fee. The ongoing APR is Variable rate based upon the prime rate as published in The Wall Street Journal: prime rate for amounts from $50,000 to $100,000.00; prime rate plus .50% for amounts of $10,000.00 to $49,999.99 (prime rate 7.00% as of September 17, 2026); minimum APR 5.00%, maximum APR 21%. Typical credit limit: $10,000.00 to $100,000.00. Loan terms: Term of 120 months; the finance charges accrued plus 1.000 percent of the principal balance outstanding due monthly; balloon payment equal to the outstanding principal balance at maturity and any unpaid interest.