The Grasslands Federal Credit Union is a mortgage from Grasslands Federal Credit Union. The ongoing APR is Variable Rate ARM (1 - 5 year adjusters, amortize up to 30 years) starting at Prime - 1.25%; Fixed Rate 15 years starting at 5.50%; Fixed Rate 30 years starting at 5.75% (rates effective October 1, 2026; Prime is the published Wall Street Journal rate). Loan terms: 15 or 30 year fixed; ARM with 1 - 5 year adjusters amortized up to 30 years.