The Foodshed Capital is a business loan from Foodshed Capital. The ongoing APR is Between 0% and 6.75%.. Approval typically requires a credit score of Foodshed Capital does not pull credit scores, nor are credit scores a component of our underwriting process. or higher. Typical credit limit: Up to $150,000, or up to $15,000 for businesses without historical financial records. Loan size cannot exceed previous year of revenue.. Loan terms: 3 - 7 years; Optional grace period of 3 months before first payment is due.