The Genesee Co-op Federal Credit Union is a auto loan from Genesee Co-op Federal Credit Union. The ongoing APR is APR as low as: 2026 & 2027 less than 12,000 miles up to 60 months 5.24%, 61-72 months 5.74%; 2023 & up up to 48 months 5.49%, 49-60 months 5.99%, 61-72 months 6.49%; 2020 - 2022 up to 36 months 6.49%, 37-48 months 6.99%, 49-60 months 7.49%; 2019 & older up to 36 months 7.74%, 36-48 months 8.24%. 0.50% discount for vehicles with an EPA mileage of 30 MPG or greater on posted rates.. Loan terms: Up to seventy-two months depending on the age of the vehicle; classic and luxury cars with terms up to 84 months.