The Frankenmuth Credit Union is a personal credit card from Frankenmuth Credit Union. The ongoing APR is 8.99% - 19.99% APR for purchases, balance transfers and cash advances (credit card disclosure dated April 2025) after a 6.9% APR on brand-new purchases for 12 months for credit scores 636 or higher (12.9% APR for 635 or lower); 6.9% APR for the life of the balance transfer amount (12.9% for 635 or less) introductory rate. Rewards: Earn points towards rewards.