The Ft. Randall Federal Credit Union is a auto loan from Ft. Randall Federal Credit Union. The ongoing APR is 2021 - NEW: 4.75% APR to 17.50% APR; 2014 - 2020: 6.75% APR to 18.00% APR; 2013 and Older: 9.75% APR to 18.00% APR (Rates Effective as of: 4/22/2026). Loan terms: 2021 - NEW: Up To 36 Months, 48 Months, 60 Months, 72 Months (over $20,000), 84 Months (over $30,000); 2014 - 2020: Up To 36 Months, 48 Months, 60 Months; 2013 and Older: Up To 36 Months, 48 Months.