Home Equity Line of Credit — Champions First Credit Union is a home equity line of credit from Champions First Credit Union. The ongoing APR is Variable standard APR: Wall Street Journal Prime Rate plus a margin of 1% (currently an APR of 7.75%), not to be less than 3.75% or exceed 18% (information accurate as of May 1, 2024) after a 4.99% introductory promotional APR for 12 months after the loan is funded, available for A+/A credit tier (680 or above) (information accurate as of May 1, 2024) introductory rate. Typical credit limit: $5,000 to $200,000; up to 90% of appraised value. Loan terms: Maximum term of 360 months; interest rates adjust quarterly based on prime index and borrower's risk score.