The Florida Credit Union is a business credit card from Florida Credit Union. The annual fee is No annual fee. The ongoing APR is Purchases 14.90% to 17.90% Fixed Rate; balance transfers 14.90% to 17.90% Fixed Rate; cash advances 17.90% Fixed Rate. Rewards: Earn points redeemable for rewards through FCU Rewards HQ. Loan terms: Minimum payment: 2% of your total New Balance or $20.00, whichever is greater.