The Florida Credit Union is a home equity line of credit from Florida Credit Union. The annual fee is No annual fee. The ongoing APR is As low as 7.00% APR (80%, 90% and 100% LTV); variable rate based on Wall Street Journal Prime; after the promotional period the rate adjusts to a variable rate from a minimum of 7.00% to a maximum of 8.25% (rate quoted as of 09/21/2026). Typical credit limit: Minimum loan amount $10,000.