The Florida Credit Union is a mortgage from Florida Credit Union. The ongoing APR is Mortgage Special: interest rate as low as 6.50%, 6.66% APR (5/1 ARM, in-house portfolio loan, rate quoted as of 10/14/2026). Typical credit limit: Maximum amount for a conventional loan is $1,665,500; jumbo loans - call for details. Loan terms: 5-year fixed rate, then adjustable each year after; 2% annual caps, 6% for the life of the loan; 15, 20, or 30 year amortization.