The FirstLight Federal Credit Union is a auto loan from FirstLight Federal Credit Union. The ongoing APR is 2025–Newer, 48–84 months: 4.75%–17.99%; 2023–24, 48–84 months: 4.75%–17.99%; 2021–22, 48–78 months: 5.50%–17.99%; 2007–2020, 48–78 months: 6.50%–17.99% APR (Loan Rates effective 10-15-2026; advertised rate includes 0.25% Auto Pay discount). Loan terms: 48–84 months (2023 and newer); 48–78 months (2007–2022 model years).