First National Bank and Trust — Business Credit Card

The First National Bank and Trust is a business credit card from First National Bank and Trust. The annual fee is $0.00. The ongoing APR is 16.99% to 25.99% variable, based on creditworthiness (disclosure accurate as of October 15, 2026) after a 0% Introductory APR on purchases and balance transfers introductory rate for 6 months. Rewards: Unlimited 1x point on every net dollar spent; earn points for employee card purchases.

Other First National Bank and Trust cards & products

• First National Bank and Trust — Personal Credit Card
• First National Bank and Trust — Personal Credit Card
• First National Bank and Trust — Business Credit Card
• First National Bank and Trust — Personal Credit Card
• First National Bank and Trust — Personal Credit Card
• First National Bank and Trust All Credit Levels — CDFI Lender
• First National Bank and Trust — Business Credit Card
• First National Bank and Trust — Personal Credit Card

Sources & citations

• https://www.mycommunitycc.com/card-detail/BCC/VISA_BUSINESS_REWARDS?merchantId=BM2TG6vArCTS
• https://www.fnbandt.com/
• https://www.mycommunitycc.com/disclosures/BCC/VISA_BUSINESS_REWARDS?merchantId=BM2TG6vArCTS
• https://api.fdic.gov/banks/institutions?filters=CERT:2779&fields=NAME,CERT,WEBADDR,ACTIVE