The First Southwest Bank is a personal loan from First Southwest Bank. The ongoing APR is 4% Annual Percentage Rate. Approval typically requires a credit score of Minimum FICO score of 660 with no active collections (La Plata County); 660+ credit score with no active collections (other rural Colorado counties) or higher. Typical credit limit: $5,000 Maximum Loan Amount. Loan terms: Payable over 3 years with monthly principal and interest payments.