The First Eagle Bank is a home equity line of credit from First Eagle Bank. The annual fee is $75 annual fee. The ongoing APR is 60 Months, $5,000 – $199,999: Prime + 1.00%, floor 7.75%, APR 8.00%; 60 Months, $200,000 – $1,000,000: Prime + 0.25%, floor 7.00%, APR 7.25%. The Prime Rate is 7.00% effective September 17, 2026. Maximum annual percentage rate will not exceed 23.00%.. Typical credit limit: Minimum loan amount $5,000; Maximum loan amount $1,000,000. Loan terms: 5-year term (60 Months); monthly payments of interest only will result in a balloon payment at maturity.