First Central Credit Union — Personal Credit Card

The First Central Credit Union is a personal credit card from First Central Credit Union. The annual fee is No annual fee — ever. The ongoing APR is 11.24% - 18.00% (purchases; varies with the Prime Rate; rate effective 10/1/2026) after a 8.90% introductory APR for six (6) months introductory rate.

Other First Central Credit Union cards & products

• First Central Credit Union All Credit Levels — CDFI Lender
• First Central Credit Union — Personal Loan
• First Central Credit Union — Auto Loan
• First Central Credit Union — Personal Loan
• First Central Credit Union — Personal Loan
• First Central Credit Union — Auto Loan
• First Central Credit Union — Personal Line of Credit
• First Central Credit Union — Mortgage

Sources & citations

• https://www.firstcentralcu.com/loans-credit/visa-credit-cards.html
• https://www.firstcentralcu.com/_/kcms-doc/1076/26759/PREMIUM-secured-credit-cards-application.pdf
• https://www.firstcentralcu.com/resources/member-resources/rates.html
• https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/67644