The Financial Resources FCU is a personal credit card from Financial Resources FCU. The annual fee is No annual fee. The ongoing APR is 16.49% APR after the introductory period after a 0.00% introductory APR on purchases and balance transfers introductory rate. Signup bonus: $50 cash back when you spend $1,500 in your first 3 months. Rewards: 6% cash back on purchases made directly with Red Bull New York; 2% cash back for every $1 spent everywhere else.