The Ferguson FCU is a auto loan from Ferguson FCU. The ongoing APR is APR as low as: New Boats, RVs, Campers, and Travel Trailers 6.49%; Used Boats, RVs, Campers, and Travel Trailers 6.99%; New ATV/Golf Cart 7.64%; Older ATV/Golf Cart 7.99% (rates updated June 29, 2026); actual rates and terms vary based on credit history, loan amount, and collateral. Loan terms: Terms up to 144 months (boats, RVs, campers, travel trailers); terms up to 60 months (ATV/Golf Cart).