The Excite Credit Union is a mortgage from Excite Credit Union. The ongoing APR is 3/1, 5/1 and 7/1 ARM 7.000% rate; APR conforming 7.011% (3/1), 7.088% (5/1), 7.135% (7/1); super conforming 7.003% / 7.080% / 7.126%; jumbo 7.095% / 7.154% / 7.243% (0.00% points; CA and NC primary residence or second home purchase, maximum LTV 60%, minimum FICO 660). Typical credit limit: Conforming $40,000 to $832,750.00; Super Conforming $806,500.01 to $1,249,125; Jumbo $832,751 to $2,000,000. Loan terms: 30-year terms; 3/1, 5/1, and 7/1 loans adjust one year after the initial fixed period.