The Entrepreneur Works is a business loan from Entrepreneur Works. The ongoing APR is 8%-12%. Approval typically requires a credit score of There is no credit score cut-off or higher. Typical credit limit: Loans are available from $500 to $50,000. Loan requests for start-up businesses are limited to $15,000.. Loan terms: 24-72 months (businesses generating revenue for 12 months or longer); 24-60 months (businesses not yet opened or generating revenue for less than 12 months). You may request an interest-only period for up to 6 months from the start of the loan term..