The Edge Fund is a business loan from Edge Fund. The ongoing APR is Interest rates will be between 3-5% depending on lien position (guidelines approved June 13, 2018). Typical credit limit: subject to Loan to Value (LTV) limitations which may not exceed 100% LTV at any time during the term of the loan.. Loan terms: maximum term of up to twenty-four (24) months; monthly payments of interest only for up to twenty-four (24) months..