The Episcopal Community Federal Credit Union is a auto loan from Episcopal Community Federal Credit Union. The ongoing APR is New Auto Program: up to 60 months 5.24 (Tier A+ 800 - 850) to 10.24 (Tier D 300 - 579); over 60 months 6.49 to 11.49. Used Auto Program: up to 60 months 5.99 to 10.99; over 60 months 7.24 to 12.24 (rates current as of October 2025). Loan terms: Up to 60 months; over 60 months (rate tiers).